Our society is affiliated to the State and District Co-operative banks. We are shareholders of Pathanamthitta District Co-operative banks as well. Whatever the fixed deposit coming to us will be guaranteed by District Co-operative banks. We have overdraft facilities and advance facilities up to 150 times of our paid up share capital. We have already started associating Fixed Deposits. We are giving 0.5% extra interest than any other scheduled banks for our depositors. For senior citizens again 0.5% extra interest will be provided. Loans have been started issuing for housing, purchase of land and property, marriage of children, self-employment schemes etc. We have amended our By-Laws to start savings bank account facilities to our members and it is under process in district and state Co-operative departments.